Credit Repair - Client Questions

Questions clients may have

How long will it take to complete the credit repair process?
Credit repair is a process that can take time. Although we aim to move your case along as quickly as possible, the credit bureaus, creditors, and collectio...
Thu, 22 Mar, 2018 at 1:16 PM
Should I pay off the collection / judgments on my credit report?
We can only advise you about the benefits and disadvantages of paying past due collections and judgments. Ultimately, it is your decision to make. We encour...
Thu, 22 Mar, 2018 at 1:19 PM
Should I continue paying my current monthly bills while going through the credit repair process?
Yes, continue to pay your current monthly obligations on time to avoid any further damage to your credit. Your payment history has a 35% impact on your cred...
Thu, 22 Mar, 2018 at 1:21 PM
I was informed that I can dispute my accounts online, should I do this?
Submitting your disputes online is convenient for the credit bureaus, but online disputes are a horrible idea if you want to maximize y chances of a success...
Thu, 22 Mar, 2018 at 1:23 PM
Is there a way I can speed up the credit repair process?
We want nothing more than to have this process be completed as quickly as possible, but unfortunately we can’t change the time that the credit bureaus are l...
Thu, 22 Mar, 2018 at 1:24 PM
Why do I need to send a copy of my identification?
If you don’t prove your identity, the credit bureaus will ignore any request that you make. In fact, your disputes will not even be viewed. To avoid this, w...
Thu, 22 Mar, 2018 at 1:25 PM
How much will my credit score increase?
  There are many factors that impact your credit score. We cannot make accurate predictions as to how much your score will go up. This is because many of t...
Thu, 22 Mar, 2018 at 1:28 PM
A new collection account just appeared on my credit report, what can I do?
Anytime a new collection appears, we will add it to your disputes. If you would like to know more information on the collection/original creditor, simply se...
Thu, 22 Mar, 2018 at 1:30 PM
Will I get approved for a loan when my credit is repaired?
Since we are not lenders, there is no way for us to predict the criteria required for any type of loan. Every lender has their own guidelines that they use...
Thu, 22 Mar, 2018 at 1:44 PM
Why don’t I have a credit score?
If you do not have enough credit information, credit scoring models cannot generate a score . If you have little or no credit history, you probably will not...
Thu, 22 Mar, 2018 at 1:48 PM