Credit Repair Questions

These are general questions regarding credit repair, but not in direct relation to Leaf Credit Solutions, but the process and rules of credit repair. Discover tips and tools that can help you conquer your credit issues.

Is credit repair legal?
The short answer is yes, credit repair is legal. But don’t just take my word for it, you can check for yourself. There are federal laws that prove credit rep...
Wed, 21 Mar, 2018 at 3:17 PM
Will paying off negative accounts help improve my credit?
No, the negative account won't be removed after you pay it. That assumption would seem to make sense, but it doesn't work that way.When you pay a n...
Wed, 21 Mar, 2018 at 3:20 PM
How long will the credit repair process take?
The restoration of your credit report is not an overnight project. You should reasonably expect this process to take somewhere between 35 days and eight mon...
Wed, 21 Mar, 2018 at 3:23 PM
Can I repair my own credit?
Yes, you can. However the process is complex and time consuming. To be effective, you need to learn the quite a few credit skills, and are required to wear ...
Wed, 21 Mar, 2018 at 3:31 PM
Someone told me they could remove every negative account in 45 - 60 days guaranteed, can you do that?
It is a direct violation of the Credit Repair Organizations Act, If an individual from a credit repair company has told you they can remove all of your negat...
Wed, 21 Mar, 2018 at 3:36 PM
Are accurate accounts required by law to stay on my credit report for seven to ten years?
Not at all. The law limits the length of time that negative items can remain on your report to a maximum of 7 years. But the credit bureaus are able to d...
Wed, 21 Mar, 2018 at 3:38 PM
What type of negative accounts can be removed from a credit report?
There is no item that can’t be removed, if the item in question isn’t accurate, isn’t verifiable or reporting within the allowable timeframe. According to t...
Wed, 21 Mar, 2018 at 3:40 PM
If a negative account is removed from my credit report, will it reappear?
When negative accounts are reporting to your credit inaccurately, then it will rarely reappear on your credit report once it has been removed. In the event ...
Wed, 21 Mar, 2018 at 3:56 PM
Why should I hire a credit repair company, can’t I repair my own credit?
Yes, you can. However the process can be very complex and time consuming. To be effective, you need to learn quite a few credit skills, and are required to ...
Wed, 21 Mar, 2018 at 3:58 PM
How can negative accounts be removed from my credit profile?
The Fair Credit Reporting Act states that all information on your credit profile must be reporting 100% accurately, be verified by the creditor , and report ...
Wed, 21 Mar, 2018 at 3:59 PM