Hello,

We help clients take on their credit by disputing the inaccurate, untimely, misleading, biased, incomplete or unverifiable negative items from credit reports.

Our service uses targeted disputes based upon the Fair Credit Reporting Act in an effort to delete the questionable negative information from your credit reports while incorporating strategies based on other consumer protection statutes. These statutes include the Federal Fair Credit Billing Act which gives you the right to request extensive information regarding billing and account history, the Truth in Lending Act which stipulates conditions for establishing credit accounts, and the Fair Debt Collection Practices Act which defines your rights regarding accounts that have passed into collection status.


Once your reports are uploaded and the credit analysis has been performed, [Company Name] will prepare the appropriate intervention or dispute letters. These letters are designed to communicate your dispute in such a way as to spur the credit bureaus to conduct an investigation.

At the conclusion of the credit bureau's investigation, a new copy of your credit report should be sent to your home along with any deletions or improvements if any were made. Each month we will update your reports in our software and continue our hard work at verifying the information that is negatively impacting your score.


If you wish to have the “in dispute” comments removed, we will send dispute removal letters. This will be a process of 30-45 days from the moment the credit bureaus receive our letters. Otherwise, your accounts will be labeled “in dispute” during the credit repair process.