We use a consumer credit reporting company called IdentityIQ to update your credit scores. It is this report that gives us the most up to date information on a monthly basis. It is not required to have a monitoring service for us to complete our process but we strongly recommend you have one so that you can see the results of our services month to month.
Leaf Credit Solutions is a credit improvement company, not a credit reporting agency. Because of that we are unable to pull credit scores and must rely on a consumer based credit report. While the scores may differ from a lender’s “financial” reports, IdentityIQ provides a “consumer” report which avoids further damage to you credit scores as the inquiry is only for information purposes rather than for obtaining a loan.
We hope this clarifies how important it is to maintain an active credit monitoring account.