A secured credit card is a credit card that is tied to a security deposit. You make monthly payments, just like a normal credit card, but the credit card company can use your deposit should you default. This way, credit card companies reduce their risk when lending to a person with no credit history, and you can start building a history of timely payments.
If you need to build or rebuild your credit you can apply for a secured or unsecured credit card by clicking on the link below. The chances of approval for all of the secured credit card accounts are highly likely unless your personal information isn't accurate.