The short answer is yes, credit repair is legal. But don’t just take my word for it, you can check for yourself. There are federal laws that prove credit repair is one hundred percent legal and ethical. The government gave you, me and every citizen of this country the right to challenge information on our credit reports. 

Every negative account on your credit report must meet three very specific requirements or it MUST BE REMOVED. 

Requirement#1 - Must be reporting 100% accurately

Requirement#2 - Must be 100% verifiable

Requirement#3 - Must be reporting within allowable timeframe

Our credit transformation process is tailored to fully comply with all state and federal laws, while at the same time exercising your rights.