Ordering free credit reports is not recommended when you’re going through the credit restoration process. Free credit reports lack the detailed information needed to properly prepare your disputes. For example, free credit reports don’t provide the account numbers of the creditors who you have history with , and the monthly payment history associated with each of your accounts isn’t included. Two important components that are necessary for credit repair to be effective aren’t included with free credit reports.You may invest a few dollars when you purchase a credit report from an online website, but it is worth the investment.