The short answer is Yes, credit repair is legal. But don’t just take my word for it, there are federal laws that prove credit repair is legal. The government gave every citizen of this country the right to challenge any information on our credit reports. Every negative account on your credit report must meet three very specific requirements or it MUST BE REMOVED.


Must be reporting 100% accurately

Must be 100% verifiable

Must be reporting within the allowable timeframe


Our signature credit transformation process is tailored to fully comply with all state and federal laws, while at the same time exercising your rights.